Frugal Funds
Home Bios Articles Contact Stingy Investor
Carl's Articles
 Small-Fee Small Caps
 Bargain Bonds
 Dependable Dividends
 Thrifty Trusts
 Disciplined Value
 Frugal Fixed Income
 Striking the Right Balance
 America For Less Than 2%
 Mawer Canadian Equity
 Mawer U.S. Equity
 Median Mutual MERs

Newsletter Archive
 Focus on ETFs
 LW Canadian Equity
 Saxon High Income
 Saxon Small Cap
 BG Income
 Trimark Canadian
 MB Fixed Income
 BG Cdn Intrinsic
 MB American Equity
 Mawer N.C. Closure
 Mawer Cdn Equity
 Mawer Balanced RSP
 Sceptre Eq Growth
 Saxon World Growth
 BG Small Cap
 Mawer U.S. Equity
 PH&N Cdn Growth
 Leith Wheeler US Eq
 iShares S&P500
 BG Canadian Equity
 North Growth US Eq
 HSBC Mortgage
 MB Cdn Eq Growth
 Batterymarch U.S. Eq
 Saxon Stock
 BG Balanced
 Mawer New Canada
 Perigee T-Plus
 PH&N Dividend Income
 PH&N Bond
 Leith Wheeler Cdn Eq
 Perigee Diversifund
 PH&N Canadian Equity
 Mawer U.S. Equity


Frugal Headlines powered by

 09/24   Scalability for robo-advisorsBrokers 
 09/24   Almost nothing in the bankThrift 
 09/17   If you build itGovernment 
 09/11   Corruption in CanadaReal Estate 
 09/04   Apple took tax game too farTaxes 
 08/28   The lost decadeStingy Investing 

Frugal News

Scalability for robo-advisors
09/24/16   11:08 PM ESTBrokers
"If this robo is able to attract greater AUM per client - $50,000, for example - we're still talking about at least 40,000 clients. I wonder if the scalability assumptions of robo firms - and the regulatory tolerance for automation - will be challenged."
More Brokers: Almost 80% of day traders lose money
Advisors worth their fees?

Almost nothing in the bank
09/24/16   11:06 PM ESTThrift
"Close to half of those who earn from $100,000 to $149,999 a year have less than $1,000 in their savings accounts. Some 18 percent of them have socked away absolutely nothing."
More Thrift: Save more money
7-day mental quarantine

If you build it
09/17/16   9:09 PM ESTGovernment
"While infrastructure investment is often needed when cities or regions are already expanding, too often it goes to declining areas that don't require it and winds up having little long-term economic benefit. As for fighting recessions, which require rapid response, it's dauntingly hard in today's regulatory environment to get infrastructure projects under way quickly and wisely."
More Government: The $6 trillion public pension hole
Why Americans don't trust government

Corruption in Canada
09/11/16   12:21 AM ESTReal Estate
"Kathy Tomlinson reveals how loopholes and lax oversight are making it easy for a network of local and foreign speculators to play the system, and, in the process, fuel the steep rise in Vancouver home prices"
More Real Estate: Lethargic Canadian economy
Homes disappointing

Apple took tax game too far
09/04/16   9:17 PM ESTTaxes
"When the corporate structures you devise cross the line from frugality into utter absurdity - and a 'head office' with no employees or premises is pretty absurd - you are asking for trouble."
More Taxes: RBC fund became a tax headache
The impact of taxes

The lost decade
08/28/16   11:11 PM ESTStingy Investing
"Bond yields remain near historic lows with long-term Canadian government bond yields hovering near 1.7% this week. That doesn't leave much room for error. If interest rates rise, bond prices will fall. Rising inflation could also wipe out the small gains. More ominously, interest rates and inflation could climb at the same time like they did in the 1970s. It's a period that older investors remember all to well and one that younger investors should learn from."
More Stingy Investing: Be careful what you wish for
Fixed income needs a fix

Almost 80% of day traders lose money
08/21/16   4:02 PM ESTBrokers
"In the end, 79.5% of them lost real money. The median 12-month returns were -36.3%."
More Brokers: Advisors worth their fees?
John Oliver: retirement plans

The $6 trillion public pension hole
08/21/16   3:57 PM ESTGovernment
"Compounding the problem, today's aggregate annual contributions of $160 billion don't even pay for newly earned benefits, adding more debt to be paid by future generations. State and local governments already face making bigger required contributions - even under the measurement approach that ignores risk - requiring higher taxes and crowding out other government spending. That is already happening in Chicago. In Detroit, Stockton, Calif., and Puerto Rico, bondholders haven't been paid."
More Government: Why Americans don't trust government
How politicians poisoned statistics

Testing smart beta
08/14/16   8:05 PM ESTIndexing
"Equal weighting isn't everyone's cup of tea, but the numbers on a trailing 10-year basis, which encompasses a full business cycle of stress testing, are strong enough to give advocates of the strategy plenty of ammunition for arguing their cause."
More Indexing: Index revolution
Cost versus convenience

Sued over retirement plan fees
08/14/16   8:03 PM ESTFunds
"The complaints allege that the universities, as the plan sponsors, failed to monitor excessive fees paid to administer the plans and did not replace more expensive, poor-performing investments with cheaper ones. Had the plans eliminated their long lists of investment options and used their bargaining power to cut costs, the complaints argue, participants could have collectively saved tens of millions of dollars."
More Funds: Curse of the benchmarks
Chasing returns

Index revolution
08/14/16   8:02 PM ESTIndexing
"Charles Ellis on why investing in low cost, passive index funds, not actively managed ones is the best choice for most individual investors."
More Indexing: Cost versus convenience
The high price of low vol

Lethargic Canadian economy
08/06/16   2:44 PM ESTReal Estate
"Real estate and financial services now account for 20 percent of the economy, levels not seen in the data since the early 1960s. That could be a problem, with household debt at a record and policy makers scrambling to slow price gains that are making homes unaffordable for all but the wealthiest buyers."
More Real Estate: Homes disappointing
Housing bubble

Save more money
07/17/16   5:20 PM ESTThrift
"Bonds pay borrowers while lenders earn nothing. Stocks soar to all-time highs. How weird is today's financial world? It's weird, all right, but probably not as weird as you think."
More Thrift: 7-day mental quarantine
How much you'll earn

Homes disappointing
07/17/16   10:05 AM ESTReal Estate
"Buy land: They're not making it anymore. That often repeated adage sounds like good financial advice. But over the long run, it hasn't been. Despite solid price increases over the last few years, land and homes have actually been disappointing investments. It's worth considering why."
More Real Estate: Housing bubble
Where can you afford to live?

Advisors worth their fees?
07/10/16   4:29 PM ESTBrokers
"The advisor offers us tax advice. He coaches us on ways to keep our household costs down. We meet every quarter to re-evaluate our goals and see how we're doing. He also calms my nerves when markets go crazy."
More Brokers: John Oliver: retirement plans
G&M broker ranking

7-day mental quarantine
07/10/16   4:27 PM ESTThrift
"My wife and I are setting up a customs screening station in our driveway. No, we're not starting an international airport. And it's not for solicitors, strangers or gift-bearing guests. It's for us and our stuff."
More Thrift: How much you'll earn
The Cost Matters Hypothesis

Cost versus convenience
06/25/16   12:12 PM ESTIndexing
"if you also factor in the management expense ratios, the total cost of VXC in a retirement account is 0.71%, compared with just 0.19% for the US-listed ETFs"
More Indexing: The high price of low vol
Popular at a price

CPP Memo
06/25/16   12:09 PM ESTRetirement
"It has come to our attention that you are not saving sufficiently for your retirement. This does not surprise us. We haven't saved sufficiently for our retirement either. Some of us have made enough money in the housing market to be relatively comfortable, and a good number of us have workplace pensions. Low-income Baby Boomers will be protected by Old Age Security, Guaranteed Income Supplement and the Canada Pension Plan. But middle-income Baby Boomers without workplace pensions - people making $60,000 or $80,000 a year - are facing a big drop of their standard of living upon retirement."
More Retirement: Life of Riley Index
Fortunes you can't control

John Oliver: retirement plans
06/19/16   11:17 AM ESTBrokers
"Saving for retirement means navigating a potential minefield of high fees and bad advice." [video]
More Brokers: G&M broker ranking
Retail financial advice

Equally weighted
06/11/16   9:08 PM ESTStingy Investing
"The idea of heading to the beach has some of us indulging in a little last-minute dieting in an effort to shave off a few pounds before hitting the water. Weight also matters to investors when it comes to how they divvy up their portfolios." [$]
More Stingy Investing: Bonds bomb
The Top 200 Canadian Stocks for 2016

Archive: 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16
Submit a Story